IVF Refund Plan

Affordable IVF Plans at PFC

Our IVF refund plan provides a stated percent refund of in-cycle expenses if a pregnancy sustained through the first trimester (12 weeks) does not result. Although multiple embryo transfer cycles may be required, all frozen embryos resulting from the initial egg retrieval must be transferred in order to qualify for a refund. The refundable expenses for clinical and laboratory services associated with the IVF cycle are outlined below. The program applies only to those couples and individuals for whom IVF is medically indicated. This plan is applicable to ovum donation but not situations requiring a gestational carrier.

In-cycle services provided under plan:

  • Medical services provided by a PFC physician in our facility, including clinical monitoring, egg retrieval, embryo transfer and in-cycle medical consultations related to IVF
  • Basic services of the IVF laboratory, including the in-vitro fertilization procedure, and cryopreservation and storage of embryos for one year
  • Subsequent transfer of any frozen / thawed embryos within a one-year period

Costs not covered and not refundable under plan:

  • Pre-cycle evaluation and lab testing
  • Medications for ovarian stimulation and preparation of the uterus for optimal implantation
  • Anesthesia during the egg retrieval procedure
  • Pregnancy tests; obstetrical ultrasound
  • Facility/supply fees

Special services not required by all patients – costs not covered and not refundable:

  • Services of a non-PFC physician, such a as a urologist performing a Testicular Sperm Extraction (TESE) procedure or an obstetrician monitoring a patient outside of a PFC facility
  • Any other medical treatment or monitoring provided by a non-PFC physician
  • Intracytoplasmic Sperm Injection (ICSI) or other specialized laboratory services
  • Donor sperm
  • Agency and ovum donor fees

IVF Refund Plan Fees:

Fees for the IVF Refund Plan are based upon the age of the woman providing the eggs at the commencement of the cycle.  The date of commencement of the cycle is determined by the start date of the fertility medications used to stimulate the production of multiple follicles.

Medical Criteria:

  • IVF/ET must be medically indicated
  • The female partner must use her own eggs, or those of an acceptable donor and her own uterus
  • The female partner must meet medical criteria based upon review of past medical history, physical examination, pre-cycle lab work including measurement of FSH and estradiol, and documentation of a normal uterine cavity, free of pathology. If using her own eggs, she must be less than 39 years of age
  • Medical and psychological evaluation must show that the woman is physically and mentally capable of carrying a pregnancy and giving birth
  • An appropriate sperm source must be provided by the individual or couple
  • The couple or individual must comply with all medical protocols and directives related to treatment prescribed by the PFC physician
  • All embryos resulting from the fertilization of eggs removed during a single egg retrieval procedure must be transferred either fresh or frozen/thawed even if this takes several cycles to accomplish, unless the PFC physician determines that additional embryo transfer procedures are not medically advisable
  • The couple or individual must sign all informed consent and financial agreement documents

Financial Plan Pricing:

Age Fee Refund  
<30 years of age $13,750 $11,000* own eggs
30-33 years of age $15,350 $12,280* own eggs
34-36 years of age $17,975 $14,380* own eggs
37-38 years of age $18,250 $12,775** own eggs
donor <34 years of age $15,225 $12,180* donor eggs
REFUND: *80%, **70%      


Included in services:

  • One (1) fresh cycle of IVF
  • Thawed embryo transfer cycles to use all cryopreserved embryos
  • Cryopreservation and storage for one (1) year
  • Insurance not applicable to this plan

Not included in services:

  • Pre-cycle screening
  • Medications
  • Anesthesia
  • Facilities charges
  • Donor fees
  • ICSI or other special lab services

Note: Must meet inclusion criteria to participate in this plan. See detailed description.

All fees, financing and fertility costs are subject to change without advance notice. If the couple or individual and PFC have executed a financial agreement, the price stated in the agreement will be honored for the cycle, regardless of any change in fees occurring after the document was signed. Prices effective 07/2015